Coverage That Makes Sense for Your Business and Your People.

Insurance isn't one-size-fits-all. The right solution depends on your workforce, budget, goals, geography, risk tolerance and how you want your benefits program to work.

PVIS works across carriers, plan designs and funding arrangements to help employers understand their options and build a benefits package that balances cost, coverage and employee needs.

We don't start with a product.

We start with what you're trying to accomplish.

Medical Insurance

More Than Choosing an HMO or PPO.

Medical coverage is typically the largest investment in an employer's benefits program — and there are more ways than ever to structure it.

PVIS evaluates the whole picture: cost, contributions, networks, employee demographics and needs, geography, plan design, funding options and risk. Then we help you understand the tradeoffs and determine which approach makes sense for your organization.

Medical solutions may include:

Plan types

  • HMO plans
  • PPO plans
  • HSA-qualified / high-deductible health plans

Funding arrangements

  • Fully insured plans
  • Level-funded plans
  • Self-funded arrangements

Strategies

  • Multiple-plan strategies
  • Alternative funding and cost-containment solutions
Dental, Vision & More

Because Benefits Are More Than Medical.

Medical may represent the largest portion of the benefits budget, but the rest of the package can have a significant impact on how employees experience and value their benefits.

PVIS helps employers build a well-rounded offering based on what employees need, what the employer wants to provide and what makes financial sense.

Coverage may include:

  • Dental
  • Vision
  • Employer-paid and voluntary life insurance
  • Short-term disability
  • Long-term disability
  • Accident insurance
  • Critical illness
  • Hospital indemnity
  • Pet insurance
  • Other voluntary and worksite benefits
Voluntary Benefits

More Choice for Employees.

Voluntary benefits can give employees access to additional coverage based on their individual needs while allowing employers to expand the benefits available to their workforce.

PVIS helps evaluate which options make sense, how they fit alongside your core benefits and how they'll be communicated and administered.

Employer-Paid & Executive Benefits

  • Group Life
  • AD&D
  • Disability
  • Key Person / Executive Life
  • Supplemental Executive Benefits

More benefits isn't always better. The right benefits are.

Let's Make Benefits Easier.

Whether you're looking for a new benefits partner, rethinking your current strategy, or just want to know if there's a better way, we'd love to talk.